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Learning & Funding Resources

This section has been written particularly to help you achieve your goals and ambitions and spend more time on learning rather than worrying about where the money to pay for your learning is going to come from.


ALG is weekly payment to adults studying full-time for first Level 2 or Level 3 qualification (five GCSE or equivalent) and to adults aged 19-30 studying for a first Level 3 qualification ( two A levels or equivalent). You could be eligible for a grant if you meet the following criteria:

Aged 19 or over studying for your first Level 2 qualification or Level 3 qualification.

Your personal income is below £19,000 (or £30,000 joint income).

Studying full-time (excluding workplace learning).

Not receiving support from other government grants, training allowances or out of work benefits.

For further information and an application pack call 0800 100 900 see Adult Learners Grant website:


A deferred repayment bank loan for vocational (work-related) education or training, available to those not eligible for funding through their Local Education Authority.

You can apply to borrow between £300 and £8,000 to pay for up to 80% of your course fees, plus the full cost of books, materials and other related expenses to help you fund for up to 2 years of learning plus (where relevant) up to one years practical work experience where it is part of the course. There is no upper limit. If you have been out of work for three months or longer at the time of your application you can apply for the loan to cover 100% of your fees.

The Department for Education and Skills (DfES) pays the interest on your loan while you’re learning and for up to one month afterwards. The loan is then repaid to the bank over an agreed period at a fixed rate of interest, it is important that you make sure you can afford the repayments before taking out the loan. Contact the Career Development Loan Information Line on 0800 585 505 (for a free information pack and application form). Website:


Hardship funds

These funds are also available through universities and colleges for students experiencing severe financial hardship. These are either non-repayable grants/short-term loans. The amount paid out and criteria vary according to the institution and maybe anything between £100 and £3,500. Talk to the student by the Department for Education and Skills (DfES). Available from DfES Publications on 0845 6022260 or download from website:

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